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Ze gold enkel voor leningen die werden afgesloten tussen 1 januari 2009 en 31 december 2011. 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Zonnepanelen zijn een van de weinige investeringen die zichzelf terugbetalen: een goed geplaatste installatie van 4 tot 5 kWp heeft een ",{"type":494,"tag":726,"attrs":929,"children":930},{"to":98},[931],{"type":504,"value":932},"terugverdientijd",{"type":504,"value":934}," van vijf tot zeven jaar. Zolang de panelen jaarlijks meer opbrengen dan de lening kost, werkt u met geleend geld dus in uw voordeel.",{"type":504,"value":514},{"type":494,"tag":499,"attrs":937,"children":938},{},[939],{"type":504,"value":940},"Neem een installatie van ongeveer € 4.500, gespreid over tien jaar. 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De rekening klopt dus, alleen wordt de marge kleiner naarmate de rente stijgt.",{"type":504,"value":514},{"type":494,"tag":499,"attrs":1061,"children":1062},{},[1063],{"type":504,"value":1064},"Twee nuances, eerlijk gezegd. Wie het geld gewoon op een spaarrekening heeft staan, betaalt beter cash: u vermijdt elke rentekost en de spaarrente ligt lager dan de leenrente. 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Wie vandaag voor zonnepanelen wil lenen, gebruikt Mijn VerbouwLening of een renovatielening bij de bank.",{"type":504,"value":514},{"type":494,"tag":706,"attrs":1122,"children":1124},{"id":1123},"faq-verbouwlening-panelen",[1125],{"type":504,"value":1126},"Kan ik met Mijn VerbouwLening zonnepanelen financieren?",{"type":504,"value":703},{"type":494,"tag":499,"attrs":1129,"children":1130},{},[1131],{"type":504,"value":1132},"Ja, zonnepanelen staan uitdrukkelijk op de lijst van subsidiabele werken van Mijn VerbouwLening. 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Bij een gewone bank ligt de rente hoger (indicatief rond 4 tot 5%), maar zelfs dan brengen de panelen doorgaans meer op dan de lening u kost.",{"type":504,"value":514},{"type":494,"tag":706,"attrs":1148,"children":1150},{"id":1149},"faq-lenen-of-sparen",[1151],{"type":504,"value":1152},"Kan ik beter lenen of cash betalen?",{"type":504,"value":703},{"type":494,"tag":499,"attrs":1155,"children":1156},{},[1157],{"type":504,"value":1158},"Als u het geld op uw spaarrekening heeft staan, betaalt u meestal beter cash, want de leenrente ligt hoger dan de spaarrente. 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Een factuur die dateert van vóór uw aanvraag telt niet mee, dus regel de lening voordat u de installatie laat plaatsen.",[],[],{"div":465,"p":1175,"strong":1176,"solar-panel-calculator":1177,"h2":1178,"table":1179,"thead":1179,"tr":1180,"th":1181,"tbody":1179,"td":1182,"h3":479,"nuxt-link":1178,"compare-quote":1179,"ul":1179,"li":1183,"em":465,"good-to-know":465},20,13,3,6,2,11,5,21,4,true,[1186,1190,1199,1208],{"id":1187,"name":136,"slug":530,"uri":138,"shortDescription":1188,"readingTime":1189,"image":480},122,"Mijn VerbouwLening is dé Vlaamse energielening voor zonnepanelen: € 4.000 tot € 60.000, tot 25 jaar, 0% tot 1,5% rente naargelang uw inkomen. Met alle voorwaarden, inkomensgrenzen en de batterij-uitzondering.",12,{"id":1191,"name":140,"slug":847,"uri":141,"shortDescription":1192,"readingTime":1193,"image":1194},103,"De klassieke Vlaamse energielening is opgegaan in Mijn VerbouwLening. Ontdek wat u via het Energiehuis kunt lenen voor zonnepanelen en welke rentevoet bij uw inkomen hoort, tot 0% renteloos.",8,{"x1":1195,"x2":1196,"webpX1":1197,"webpX2":1198},"https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F103.jpg","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F103@2x.jpg","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F103.webp","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F103@2x.webp",{"id":1200,"name":133,"slug":1201,"uri":134,"shortDescription":1202,"readingTime":1193,"image":1203},26,"subsidies","In 2026 is er geen premie meer voor nieuwe zonnepanelen: de Fluvius-premie, de retroactieve premie en de thuisbatterijpremie zijn allemaal gestopt. Wat overblijft, is Mijn VerbouwLening en 6% btw.",{"x1":1204,"x2":1205,"webpX1":1206,"webpX2":1207},"https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F26.png","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F26@2x.png","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F26.webp","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F26@2x.webp",{"id":1209,"name":23,"slug":1210,"uri":24,"shortDescription":1211,"readingTime":1189,"image":1212},24,"prijzen","Zonnepanelen kosten midden 2026 €0,85 tot €1,25 per wattpiek all-in. Een installatie van 4,5 kWp kost €3.800 tot €5.000 inclusief 6% btw. We tonen de richtprijzen per systeemgrootte en daktype.",{"x1":1213,"x2":1214,"webpX1":1215,"webpX2":1216},"https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F24.png","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F24@2x.png","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F24.webp","https:\u002F\u002Fapi.zonnepanelenenergie.be\u002Ffiles\u002Fpages_featured\u002F24@2x.webp"]